When was the last time you reviewed your life insurance policy? Have your needs changed?

In many cases, current rates are lower than in the past which allows you to obtain a newer policy for less money or increase your death benefit while maintaining the same premium. 

Life Insurance planning is an essential part of protecting your family and can be effective tool for estate planning. Several life insurance companies have made the application process easier and policy delivery more efficient in recent years. Additionally, some life insurance companies offer life insurance policies with living benefits which allow funds to be drawn from the policy in the event of a chronic illness or a critical illness such as cancer, heart attack or stroke. 

Term Life Insurance

Whole Life Insurance

Indexed Universal Life (IUL) Insurance. Chronic Illness or Long Term Care riders can be added to these policies so that funds can be drawn to be used for long term care expenses if needed. 

Final Expense Life Insurance

Buy/Sell Life Insurance for business partners

Life Insurance for Key Employee(s)

How life insurance helped small business owners and their families;

https://www.lifehappens.org/videos/a-dream-lives-on/

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